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Lloyds Bank
Lloyds Bank plc is a British retail and commercial bank with branches across England and Wales. It has traditionally been considered one of the "Big Four" clearing banks.〔(Lloyds Bank to merge with TSB Group ) ''The New York Times'', 12 October 1995〕 Originally founded in Birmingham in 1765, the bank expanded during the nineteenth and twentieth centuries and took over a number of smaller banking companies. In 1995 it merged with the Trustee Savings Bank and traded as Lloyds TSB Bank plc between 1999 and 2013.
The bank is the principal subsidiary of Lloyds Banking Group, which was formed in January 2009 by the acquisition of HBOS by the then-Lloyds TSB Group.〔(Change of Company Name ) press release by Lloyds TSB Group plc, 16 January 2009.〕 That year, following the UK bank rescue package, the British Government took a 43.4% stake in Lloyds Banking Group. As a condition imposed by the European Commission regarding state aid,〔(Rights Issue and Capital Enhancement Proposals ) Presentations and Webcasts, Lloyds Banking Group, 3 November 2009〕 the group later announced that it would create a new standalone retail banking business, made up of a number of Lloyds TSB branches and those of Cheltenham & Gloucester. The new business began operations on 9 September 2013 under the TSB brand. Lloyds TSB was subsequently renamed Lloyds Bank on 23 September 2013.
Lloyds Bank has an extensive network of branches and ATM in England and Wales (as well as an arrangement for its customers to be serviced by Bank of Scotland branches in Scotland, Halifax branches in Ireland and vice versa) and offers 24-hour telephone and online banking services. it has 16 million personal customers and small business accounts.〔(Lloyds TSB: Case Study ). The Work Foundation. January 2005.〕
It has its operational Headquarters in London with other offices in Wales and Scotland. It also operates a number of office complex, brand headquarters and data centres in Yorkshire including Leeds, Sheffield and Halifax.
==History==
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